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Journal Issue: Health Insurance for Children Volume 13 Number 1 Spring 2003

Premium Assistance
Richard E. Curtis Edward Neuschler

Introduction

Many low-income, uninsured children have access to employer coverage but are not enrolled, presumably because their parents cannot afford to enroll them. One strategy for increasing the enrollment of low-income children is to help parents pay the employee contribution required for family enrollment in their employment-based health insurance. This strategy is known as "premium assistance."

Premium assistance offers many potential benefits as a means for providing coverage to low-income children; but at the same time, several practical difficulties in realizing that potential remain.