Benefits

Disability Insurance Plan

Last Updated:  06/19/09


Short Term Disability

Princeton’s state-approved, private short-term disability plan provides eligible staff with income protection during an extended period of a non work-related illness or injury. In cases of personal illness, injury, or disability that render the employee unable to perform normal duties, sick leave with payment of full salary continues during disability up to an equivalent of 26 weeks during normal pay periods. This coverage includes the inability to work due to pregnancy and the period following childbirth.

Vacation time will not accrue when a participant is on short-term disability. Union employees should refer to their collective bargaining agreement. (Eligible probationary and casual employees may apply for the statutory benefit).

Eligibility: Coverage begins on your hire date.

See http://www.princeton.edu/hr/ben/tdhome.htm for additional information regarding this plan and application etc.
 

Long Term Disability

Under this plan, eligible staff who qualify for long term disability payments will receive a monthly sum which, together with benefits derived from Social Security and / or Workers’ Compensation programs, will equal 60 percent of base salary at the onset of the disability up to a maximum benefit of $10,000 per month.

Eligibility: Coverage begins on the first of the month coincident with or next following one year of service. If an employee was enrolled in a long term disability plan with the prior employer, then the one year waiting period can be waived. The prior employer is defined as the employee’s most recent employer prior to joining the University. Employment at the prior employer will not be credited if employment was terminated more than six months before the individual was hired at the University.

To be credited for previous employment, please have your previous employer complete the Princeton University Certification of Prior Employment form and mail it to Human Resources.

Carrier: The Hartford Life Insurance Company

See Risk Management’s Long Term Disability Insurance Plan page for additional information. You can also contact the Office of Human Resources at 258-3302.


 

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