Medical Plans Offered at Princeton
Princeton pays a large share of the cost of your medical coverage and works hard to provide optimum benefits for minimum cost. We also offer dental and vision care. For those expenses not covered by your medical plan, you may be able to use an expense account to pay those costs on a pretax basis.
The Patient Protection and Affordable Care Act (PPACA) was signed into law by President Obama on March 23, 2010. Princeton University believes the active health care plan is a "grandfathered health plan" under the PPACA.
In order for your dependent(s) to be covered, you must bring your dependent eligibility documentation to Human Resources within 31 days of becoming eligible for coverage.
Except for the J-1 Visa Plan and the High Deductible Plan, each plan provides similar benefits. For example, they all have the same prescription drug coverage.
The key differences among the plans are the physicians and healthcare facilities in the networks, the degree of flexibility in using a medical provider outside the plan network and the amount of paperwork required to process claims.
You can count on support from knowledgeable and responsive HR staff when you have a benefits question or problem. Just call or e-mail us. We’re here to help!
While the University intends to continue each of the benefit plans, the University reserves the right to terminate or amend any plan, at any time, and for any reason.