Health Insurance Requirements
Health Insurance Requirements for J-1 exchange visitors
J-1 scholars and their dependents are required to have medical insurance coverage with the following minimum benefits [22 CFR 62.14].
· Medical benefits of at least $50,000 per accident or illness
· Repatriation of remains in the amount of $7,500
· Expenses associated with the medical evacuation of the exchange visitor to his or her
home country in the amount of $10,000
· A deductible not to exceed $500 per accident or illness.
An insurance policy secured to meet the benefits requirements must be underwritten by an insurance corporation with an A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-I" or above, a Standard and Poor's Claims Paying Ability rating of "A-" or above, or a Weiss Research, Inc. rating of B+ or above. Alternatively, the sponsor may ascertain that the participant's policy is backed by the full faith and credit of the government of the exchange visitor's home country.
J-1 exchange visitors eligible for health insurance benefits based on their appointment at Princeton can find further information about health insurance benefits on the Office of Human Resources website.
J-1s and any dependents entering the United States as holders of a J-2 visa must have insurance in effect during the period of time they are under Princeton’s J-1 sponsorship. If the scholar will arrive before the start date at Princeton (when insurance will take effect), he/she is encouraged to arrange for other interim health insurance coverage.