Verifications of Employment & Income
A verification of employment or income is a necessary step in many of today’s life events, such as obtaining credit, financing a home or automobile, signing a housing lease, or securing government benefits or services. A verification allows you to prove you are employed and prove your income.
The Work Number by Equifax
The Work Number is a fast and secure way to provide proof of employment or income. It simplifies the verification process and accelerates qualifying decisions through an online system available to verifiers 24 hours a day, 7 days a week.
Hundreds of thousands of credentialed verifiers rely on The Work Number for rapid access to information critical to the decision process, and thousands of employers nationwide have entrusted The Work Number to provide this important service.
The Work Number, Fair Credit Reporting Act & Your Privacy
The Fair Credit Reporting Act (FCRA) regulates how credit reporting agencies and others handle your information. Under FCRA, Equifax is a Consumer Reporting Agency and subject to its requirements. It is committed to safeguarding your privacy and fully complying with FCRA requirements.
Equifax does many things to protect your rights as a consumer. Here are a few of the most important ones:
- They validate the identity of all users of the system before granting access to make sure they have a legal right to see the information about you that your employer provided.
- They require all users of the system to tell them why they need a consumer's employment, income, or other data. In FCRA terms, this reason is called a “Permissible Purpose.”
- They provide you, free of charge, one Employment Data Report every 12 months. Your Employment Data Report is available immediately online or you can request the report by calling (866) 604-6570.
- If you believe that any information about you is incorrect, they will contact the employer and investigate. Access to your information will be blocked during the investigation. To request an investigation, call Equifax at (800) 367-2884.
For more information about The Work Number by Equifax, review About The Work Number.